Save Money at the Pharmacy: Understanding TRICARE Prescription Drug Types

Posted on February 08, 2019

The TRICARE Pharmacy Program provides you the same prescription drug coverage with most TRICARE health plans. If you use the US Family Health Plan, you have a separate pharmacy coverage. As always, active duty service members pay nothing out of pocket for their covered prescription drugs.

Prescription drugs fall into four tiers: generic formulary drugs, brand-name formulary drugs, non-formulary drugsClick to closeA drug in a therapeutic class that isn't as clinically or cost-effective as other drugs in the same class. You pay a higher cost share for these drugs., and non-covered drugs. These tiers follow industry standards. They depend on the medical effectiveness and cost effectiveness of a drug compared to other similar drugs.Your costs will vary depending on your drug category.Generic formulary drugs

  • Widely available
  • Lowest out-of-pocket costs

Brand-name formulary drugs

  • Generally available
  • Higher out-of-pocket costs

Non-formulary drugs

  • May be less available
  • Highest out-of-pocket costs

Non-covered drugs

  • Excluded from TRICARE coverage
  • You pay the full cost of the drug

If your drug falls into the non-covered category, you'll have to pay the full cost of the drug. Some reasons TRICARE may not cover a drug include its effectiveness, safety, or cost.Express Scripts, the TRICARE Pharmacy Program contractor, can help you with your pharmacy needs. Visit the Express Scripts website to:

  • Find nearby pharmacies.
  • Register to have your prescription drugs mailed to you.
  • Check your prescription drugs on the TRICARE Formulary.
  • Get prior authorization for your prescriptions when necessary.

To learn more about your pharmacy benefit, visit the TRICARE Pharmacy. Or download the TRICARE Pharmacy Program Handbook and TRICARE Pharmacy Program Overview there. To view your pharmacy costs, visit Costs on the TRICARE website.

Social Security Benefits Increase in 2019

Posted on February 06, 2019

Each year we announce the annual cost-of-living adjustment (COLA). Usually, there is an increase in the Social Security and Supplemental Security Income (SSI) benefit amount people receive each month, starting the following January. Law requires that federal benefit rates increase when the cost of living rises, as measured by the Department of Labor's Consumer Price Index for Urban Wage Earners


Weekly Meal Planning Makes Eating Healthy Easy

Posted on February 04, 2019

The clock strikes 5 p.m., and the all-too-familiar question pops into your head - what's for dinner? The easy option is to pick up fast food and serve it to your hungry family. However, that might be an unhealthy choice. Be mindful that fast foods and ready-made meals are often loaded with too much fat, sodium and preservatives. Regularly eating fast food or ready-made meals can lead to high ch


Our Lifetime Commitment to You and Yours

Posted on February 01, 2019

Social Security is here with information, tools, and benefits to help you secure today and tomorrow. Our journey together begins when you're born and get your Social Security card. It continues when you get your first job and follows you through your entire career, marriage, and retirement. Our commitment is to be with you throughout life's journey.

Our promise extends to surviving f


Retire Online with Social Security, Quickly and Easily

Posted on January 30, 2019

The idea of applying for Social Security retirement benefits might seem daunting, but it's not. There's no need to visit an office. You don't have to use the phone. We have an online retirement application that you can complete in as little as 15 minutes and from the comfort of your home or office. In most cases, once your application is submitted electronically, you're done. There are no forms


2019 Cost of Living Adjustment

Posted on January 25, 2019

Based on the increase in the Consumer Price Index, there will be a 2.8 percent Cost of Living Adjustment (COLA) for most retired pay and Survivor Benefit Plan annuities, and the Special Survivor Indemnity Allowance (SSIA), effective December 1, 2018.

With the COLA applied, the maximum amount of SSIA payable will be $318.Retirees will see the change in their December 31, 2018 payment


VA Acquisition Academy Expands The Warriors To Workfore Program

Posted on January 21, 2019

The VA Acquisition Academy (VAAA) is expanding its Warriors to Workforce (W2W) Program to help fill future VA job openings, and as a result is accepting resumes through June for the September 2019 class. Located in Frederick, Maryland, Read more...

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About Army Echoes

Army Echoes informs Retired Soldiers, surviving spouses, and their Families on changes to their benefits and entitlements, developments within the Army, and how they can continue to support the Army.